Retail Merchants

146780924Retail Merchants

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Cyber Merchant Solutions™ can provide ” Retail Merchants ” with more than just a direct merchant payment processing account for credit cards and echecks – we go above and beyond what most MSP’s and ISO’s can offer to their merchants when it comes to different business types, products or services that are acceptable.  We can provide ” custom processing solutions ” geared to any specific industry including * New Startup Business’ * Hard to place business types * Mid-risk & High-risk merchant accounts * Recurring Billing * Re-billing * Any legal products or services can obtain a merchant account through Cyber Merchant Solutions.

 computer-cash-register internet ready

 

  • Swipe™~ Enable you to accept card-present payments by installing a light weight Windows® based point-of-sale (POS) software application that supports encrypted card readers with signature capture. Features:

    • Record Retrieval – Immediately locate signed receipts stored in the gateway

    • Signature Capture – Include digital signatures with chargeback re-presentments

    • Useful Data Storage – Utilize up to 20 merchant defined fields for business analytics

    • E-mail Receipts – Automatically e-mail customers transaction receipts

    • Green Initiative – Paperless receipts save trees and the environment

    • Enhanced Security – End-to-end encryption technology protects against breach

  • QuickBooks™ Sync PAY ~

  • Customer Vault™  ~  Protects sensitive customer payment information and store it in our secure database customer profile for future transactions

  • iSpy Fraud™ ~  Advanced fraud scrubbing management system that uses merchant created rules to stop suspicious transactions based on IP, Country, transaction type, amounts and more

  • Virtual Terminal  ~ process transactions anywhere in the world from web-enabled devices. The Cyber Transaction Gateway ™ Virtual Terminal supports various payment methods including ACH, credit cards and debit cards ~ Real time key entry validation eliminates data entry errors ~ Supports encrypted card readers ~ supports check scanning devices

  • MERCHANT DEFENDER ™  ~ Eliminates clear text credit card information from your network ensuring that every transaction is transmitted fully encrypted to  PCI Compliant standards, thus removing the liability from the merchant

  • Batch Processing ™  ~ Import and process large numbers of customer transactions in spreadsheet formats such as Comma Separated Values (CSV), XLS , TXT , and Excel® by uploading through FTP  over SSL or manually through the dashboard – works for small or large batches containing hundreds of thousands of transactions

  • Recurring Billing ™  ~  Set up Subscription Based Recurring Billing <or> Plan Based Recurring Billing, You define the plan ! Highly customizable recurring billing suite allows you to set up billing plans then choose the customer and link them to it – you choose how many days, weeks, months, years to continue.  Go back and change or modify a plan that effects an entire group or modify a single customer

  •  Electronic Invoicing ™  ~  Invoicing | Billing suite that allows you to create invoices and send via email in a dynamic PDF format thus reducing paperwork and the amount of time it takes to get paid ~  Set up full or partial payment in different forms such as check, debit card or credit card ~ Supports multiple currencies ~ Full reporting interface

  • Three Step Redirect ™  ~  Reduce your PCI footprint and eliminate transmission of sensitive customer payment information. Seamlessly send your customers to our secure payment page to complete their order – once they have entered their payment information in our secure page we return them to your website and combine their payment information with your checkout data and transmit and this information to the processor ~ your customers sensitive information was never passed to you thus eliminating the PCI liability – all this occurs in seconds !

  •  Certify PCI™  ~  We can assist you to pass and maintain PCI Compliance though our do-it-yourself  in-house automated web-based PCI assessment tool.  We make it simple for you to meet your Payment Card Industry (PCI) compliance requirements.  Using our turn-key PCI compliance solution, merchant’s can quickly and securely achieve full PCI Compliance and receive an instant validation and certificate upon completion.    CertifyPCI ™ also offers a $50,000.00 insurance policy per occurrence in the event of a merchant breach * insurance policy is an additional yearly fee

  • LEVEL lll PROCESSING™  ~   Level III Processing is used by government and enterprise-level corporations when handling large orders through business-to-business and business-to-government transactions. Merchants utilizing Level III Processing can pass extended transaction data to the payment gateway which is required for certain industries. This allows merchants to secure lower interchange rates and provides cardholders with enhanced data to better understand purchasing patterns, improve purchasing performance, and monitor employee compliance. * Supported through API

  • iProcess™  ~  Mobile APP allows you to process swipe transactions or keyed transactions using your mobile device – works with Apple™ and Android™ – see MOBILE API below.

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Mobile API | Developers

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Use the Cyber Transaction Gateway  Mobile API to integrate your own mobile Apps for use with the Cyber Transaction Gateway ™ Our Mobile API is available for use with both Apple IOS™   and Android™devices.

* Our Integration specialists are standing by to assist you to resolve any integration issues you may encounter.

Mobile API Components

Our Mobile API consists of 2 components that contain all the necessary codes and guidance you as a Developer will need to successfully integrate your app with Cyber Transaction Gateway™

  • A complete Encryption Library | Full Mobile API documentation provided to allow  credit card data to be encrypted on a mobile device and unencrypted only by the Cyber Payment Gateway

  • A Swipe Device Library | A complete guide which will provide a simple method to integrate. An event driven interface for mobile apps incorporating swipe reader functionality